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	<title>Our History My Heritage</title>
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		<title>Counterfeit Insurance Claims of Whiplash Cost Every Driver roughly £100</title>
		<link>http://www.ourhistorymyheritage.co.uk/counterfeit-insurance-claims-of-whiplash-cost-every-driver-roughly-100/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/counterfeit-insurance-claims-of-whiplash-cost-every-driver-roughly-100/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 16:45:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://www.ourhistorymyheritage.co.uk/?p=39</guid>
		<description><![CDATA[Despite there being a fall in the number of vehicle accidents, fraudulent insurance claims of whiplash are costing every driver nearly £100. It has been stated that thousands [..]]]></description>
			<content:encoded><![CDATA[<p>Despite there being a fall in the number of vehicle accidents, fraudulent insurance claims of whiplash are costing every driver nearly £100.</p>
<p>It has been stated that thousands of whiplash promises are ending with the average car insurance policy surging by £90.</p>
<p>As outlined by a survey of GPs by the King’s Fund, the accident rate came down by 16% but yet a ‘whiplash epidemic’ over the UK is causing a massive £2billion a year trend.</p>
<p>The amount of claims has increased by 30% in the past three years, moving to 570,000 a year- or just one claim per minute.</p>
<p>Findings from the Insurance Fraud Bureau, state that a minimum of 30,000 whiplash claims are outright fraudulent and are costing £350 million a year. Insurers say a number of doctors and ambulance-chasing lawyers are ‘scamming the system’ and details demonstrates 47% of UK doctors think the claims method is problematic.</p>
<p>They are calling on the government to put into action new recommendations to tackle the culture; one that includes a better quality process for diagnosing, treating and dealing with whiplash insurance claims. One insurer declared the current system, as evident of the findings, is wide open to misuse and allows false claims to be made.</p>
<p>You can find over 1,600 whiplash diagnoses a day, consider getting specialist insurance claims advice with professional <a href="http://www.insuranceclaims.co.uk/">loss assessors</a>.<br />
For many claims in excess of £1,000, your insurance company will find its own <a href="http://www.insuranceclaims.co.uk/" target="_blank">loss adjusters</a> who&#8217;ll check out the claim. For the insurance help whether it&#8217;s for whiplash, fire, burglary or flood; contact Insurance Claims today- the best recognized insurance claims management experts in the UK.</p>
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		<item>
		<title>Bankruptcy</title>
		<link>http://www.ourhistorymyheritage.co.uk/bankruptcy/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/bankruptcy/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:33:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[There are many ways through which small businesses can be guided to be part of some of the most crucial parts that any small business can face. These [..]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal"><span style="font-size: 11pt; color: #1f497d;" lang="EN-US"><img src="/images/stories/bankruptcy.jpg" border="0" alt="" width="139" height="144" /></span></p>
<p>There are many ways through which small businesses can be guided to be part of some of the most crucial parts that any small business can face. These are some of the most interesting parts that need to be handled through <strong><a href="http://www.realbusinessrecovery.co.uk/real.php">business administration bankruptcy</a></strong> issues. These help coming from business administrative company can solve a lot of issues in regards to <strong>small business bankruptcy</strong>. These can be well ordained and organized with the right associations and business administrative bankruptcy prevention options. Business administrative company of various kinds can bring clarity along with <strong>small business bankruptcy</strong> deals.</p>
<p>These help with business administrative company organization and other business associations. There may come many crossroads and crisis stages in a business that would bring problems with the business management. These can be easily unraveled and organized in the right ways when dealing with the legal proceedings of <strong><a href="http://www.realbusinessrecovery.co.uk/business-bankruptcy.php">small business bankruptcy</a></strong> and their associated situations. <strong><a href="http://www.realbusinessrecovery.co.uk/real.php">business administration company</a></strong> can be one of the most important dealings that can make or break a business. With the right guidance system any business can flourish in the right ways and create amendments to several problems that might be posed through the quagmire of multiple business dealings and situations.</p>
<p>Understanding tax laws, credit associations, the legal proceedings and protection avenues for the business as well as personal financing are some of the key steps that any business owner must make afford to utilize. With the high number of business administrative groups and firms being present now, such comprehensive deals are very easy to make the best use of. These are processes that can clear cobwebs and misjudgments of legal terms in case of business association and their successful management. The right counseling sessions and even the free help and ideas put forth by some of the business administrative and consultation companies would create the greater atmosphere for the perfect understanding of the business deals.</p>
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		<item>
		<title>Annuties</title>
		<link>http://www.ourhistorymyheritage.co.uk/annuties/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/annuties/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:31:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Family Members Can Be Beneficiaries in Annuities and Living Wills The family members that a person has can work as beneficiaries in an annuity plan or in a [..]]]></description>
			<content:encoded><![CDATA[<p><strong>Family Members Can Be Beneficiaries in Annuities and Living Wills<br />
</strong><br />
The family members that a person has can work as beneficiaries in an annuity plan or in a <a href="http://www.askfinancially.com/" target="_blank">living will</a>.  This is because the person with an annuity or living will is going to  be more willing to trust in one’s beneficiaries when it comes to getting  this type of will to work. These are people that can include one’s  children or grandchildren among other people.</p>
<p><a href="http://www.askfinancially.com/" target="_blank">annuities</a> are often given to family members as a means of allowing them to  receive money in the event of the death of a person who has one of these  plans. This is because the annuity is going to provide the people  related to that person with money that can be interpreted as a gift.  This is something that can especially work in the event that the annuity  in question comes from a <a href="http://www.reidscottross.co.uk/" target="_blank">group pension scheme</a>.</p>
<p>Also,  a living will can be controlled by family members. The people directly  related to a sick person should be entrusted with making the right  decision with regards to a person’s health. This is something that can  be used to ensure that a person will not have to suffer longer than what  one has had to deal with.</p>
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		<title>Equity Release</title>
		<link>http://www.ourhistorymyheritage.co.uk/equity-release/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/equity-release/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:31:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Equity Release Loan for Extra Cash Older homeowners who want to have some extra cash to fund their retirement or have an additional income can now receive some [..]]]></description>
			<content:encoded><![CDATA[<p><strong>Equity Release Loan for Extra Cash</strong></p>
<p>Older homeowners who want to have some extra cash to fund their  retirement or have an additional income can now receive some cash by <strong><a href="http://www.expertequityrelease.co.uk/the-process.php" target="_blank">releasing equity</a></strong> from their homes. They can apply for an <a href="http://www.expertequityrelease.co.uk/the-process.php" target="_blank">equity release loan</a> and get that needed money. Equity release is a way of unlocking the  built up value of your property and using it in any way you want. There  are different equity release plans available and you can choose the one  that suits you best. With an equity release loan you do not have to  leave your home. You can live in your home for the rest of your life or  until you decide to move out.</p>
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		<title>Mortgage Plan</title>
		<link>http://www.ourhistorymyheritage.co.uk/mortgage-plan/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/mortgage-plan/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:31:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.ourhistorymyheritage.co.uk/wordpress/?p=22</guid>
		<description><![CDATA[Is Equity Release Schemes Ideal For Me? Before you get into any financial policy or scheme you have to do some research on the web regarding the several [..]]]></description>
			<content:encoded><![CDATA[<p><strong>Is Equity Release Schemes Ideal For Me?</strong></p>
<p>Before you get into any financial policy or scheme you have to do some research on the web regarding the several <a href="http://www.equity-release-centre.co.uk/314--equity-release-schemes.htm" target="_blank">equity release schemes</a> that are available in the market these days. This needs careful  consideration while looking at using the equity built up in your  property for financial security when you are alive. Before entering into  any plans get <a href="http://www.equity-release-centre.co.uk/358--equity-release-advice.htm" target="_blank">equity release advice</a> from a financial advisor and speak about your particular requirements  and needs. Based on this you could decide how good the equity release is  for you? However make sure that you seek help from a qualified and  experienced financial advisor or company</p>
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		<title>Rent back your property</title>
		<link>http://www.ourhistorymyheritage.co.uk/rent-back-your-property/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/rent-back-your-property/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:30:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Get the remortgage deal you need If you are expecting the best rent back remortgage deal, it makes a lot of sense to opt for a good remortgage [..]]]></description>
			<content:encoded><![CDATA[<p>Get the remortgage deal you need</p>
<p>If you are expecting the best <strong><a href="http://www.rentmyhouseback.com/">rent back</a></strong> remortgage deal, it makes a lot of sense to opt for a good remortgage  plan which is the best way of ensuring a whole range of great deals and  more like being able to <strong><a href="http://www.rentmyhouseback.com/">sell and rent back my house</a></strong>.  It also makes a lot of sense to ensure only the best kind of deals  which will also make it easier for you to opt for a business or purchase  a property. This is exactly what is required because the whole process  is intended to ensure that only the best types of remortgage deals are  looked into. When such excellent options are focused upon, it makes a  lot of sense to get only the best types of deals when remortgages are  looked into. You can expect a wide variety of options and more which  will also ensure that you are guaranteed an extensive range of deals on  remortgages. So get the best loan options.</p>
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		<title>Insurance</title>
		<link>http://www.ourhistorymyheritage.co.uk/insurance/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/insurance/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:30:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.ourhistorymyheritage.co.uk/wordpress/?p=18</guid>
		<description><![CDATA[Insurance Claims For Property Most of the times when people file for insurance claim for property damage, they get underpaid. This happens on a very large percentage and [..]]]></description>
			<content:encoded><![CDATA[<p><strong>Insurance Claims For Property</strong></p>
<p>Most of the times when people file for <a href="http://www.insuranceclaims.co.uk/">insurance claim</a> for property damage, they get underpaid. This happens on a very large  percentage and people end up approaching the law for recourse. It  doesn’t matter when you applied for the policy or how old the policy is.  But you still deserve the right amount the premium is entitled to pay  you. But you may not find a good solution running after law firms and  other offices. The best recourse in this situation is to approach an  insurance <a href="http://www.insuranceclaims.co.uk/">claim adjusters</a> who is also known as public adjuster.</p>
<p>You should be aware that an <a href="http://www.insuranceclaims.co.uk/">insurance claim adjusters</a> is employed by the insurance company to adjust the payouts to claimants  and reduce the interest rate as much as possible, while the public  adjuster works on your behalf to see to it you don’t get cheated. But on  the other hand you should be careful the public adjuster doesn’t get  too greedy and ask for an unjust commission.</p>
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		<item>
		<title>Removals</title>
		<link>http://www.ourhistorymyheritage.co.uk/removals/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/removals/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:29:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.ourhistorymyheritage.co.uk/wordpress/?p=16</guid>
		<description><![CDATA[Shipping Company Services A better way of keeping a shipping company several options open and of attracting profitable market that may cope up with greater number of customers [..]]]></description>
			<content:encoded><![CDATA[<p><strong>Shipping Company Services</strong></p>
<p>A better way of keeping a <a href="http://www.robinsons-intl.com/our-services/specialist-shipping/" target="_blank">shipping company</a> several options open and of attracting profitable market that may cope  up with greater number of customers with options of relocating overseas  is by catering to the individual market. In order to cope and fit in the  endless global trade, the <a href="http://www.robinsons-intl.com/our-services/specialist-shipping/" target="_blank">shipping companies</a> have had to extend their services into several remote corners and areas  of the world. It is presently possible to ship items or packages to the  most remote areas of the earth since they have also ready agents that  wait nearly in every place. In order for any shipping company to stay  relevant and profitable in the market, they must find better and new  upcoming ways of providing better services and the expansion of its  products. The shipping companies therefore work hard in order to ensure  that their clients always get their needs and the right place and at the  correct time.</p>
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		<item>
		<title>Finance</title>
		<link>http://www.ourhistorymyheritage.co.uk/finance/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/finance/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:29:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Sound Business Adviser – Accountants in Manchester What makes liptrott and woosey the best accountants Manchester to resort to is their passionate approach towards the clients. They love [..]]]></description>
			<content:encoded><![CDATA[<p><strong>Sound Business Adviser – Accountants in Manchester</strong></p>
<p>What makes liptrott and woosey the best <a href="http://www.liptrottandwoosey.co.uk/" target="_blank">accountants Manchester</a> to resort to is their passionate approach towards the clients. They  love their clients and see to that whatever they do lies in the best  interest of the clients. Rather than finishing the accounting part and  rendering a speech in Greek and Latin to the clients, L &amp; W aims at  making the clients first understand what accounts mean and how it can  help in the company growth so that they can state their needs clearly.</p>
<p>They care to give a sound business advice to the clients regardless  of them being established or amateurs and help them in every way for the  business to succeed.</p>
<p><strong>What are Cashback Websites?</strong></p>
<p><a href="http://www.cashback.me.uk/" target="_blank">cashback</a> websites are shops that offer money back on your purchases. There are  many different types of websites that offer these savings. They range  from furniture shops to personal hygiene shops and everything in  between. When you have chosen the items that you wish to purchase, the  transaction will be made and a certain percentage of the purchase is  then forwarded into your account that you have with that site. This is  collected from other purchases that you make on that particular website  until you have enough for them to send you a check. The percentages that  you can save range as low as one percent but can also go up to twenty  five percent. While you don’t get the money back right away, you receive  in the form of cash and in a lump sum. It is a very efficient way of  saving money when you are buying things that you would normally purchase  anyway.</p>
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		<title>Umbrella Company</title>
		<link>http://www.ourhistorymyheritage.co.uk/umbrella-company/</link>
		<comments>http://www.ourhistorymyheritage.co.uk/umbrella-company/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 19:29:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Result of implementing internal revenue laws The definition of an IR35 contractor umbrella means employees who do not fall under the category of the self-employed. The development of [..]]]></description>
			<content:encoded><![CDATA[<p>Result of implementing internal revenue laws</p>
<p>The definition of an IR35 <strong><a href="http://www.pulseumbrella.com/contractor-umbrella-company.aspx">contractor umbrella</a></strong> means employees who do not fall under the category of the self-employed. The development of the <strong><a href="http://www.pulseumbrella.com/ir35-umbrella-company.aspx">ir35 umbrella</a></strong> rules was established to check that contractors did not escape the  payments of duty. In the past before its implementation, workers who  worked to receive regular wages weekly or daily were not taxed. This is  because most of their monies would pass through limited companies thus  will be received tax free.</p>
<p>With the implementation of the ir35 policies, all employees seeking businesses were obliged to join an <strong><a href="http://www.pulseumbrella.com/ir35-umbrella-company.aspx">ir35 umbrella company</a></strong> so as to make job employment easy. This smart move promoted and ensured  that more people paid their dues to the revenue and customs agencies.  Many people are aware that contracted jobs pay more than permanent  employments. Prior to the implementation of ir35, people would often  offer their expertise from a contract viewpoint. The effect of this  could be directly seen in low collections of taxes. This practice made  it expensive for companies and created an upsurge in the number of  limited companies. The advantage of the ir35 is that it created a  barrier that limited the opening of freelance companies</p>
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